Summer is in Full Swing- Keeping Your Employees Safe

We still have many weeks of weather with increased temperatures and humidity ahead.

While many people appreciate the warmer days that come with summer, higher temperatures can pose a threat to your employees, especially if they work outside. Direct sunlight, radiant heat, and increased humidity can increase the probability of heat-related illnesses including exhaustion, dehydration, and heat stroke.

Protecting your employees from the effects of the heat is a must. While bringing them into a temperature-controlled environment may not be an option, you can remind them to take additional steps to prepare and work in increased temperatures.  Here are some safety reminders to share with teams who work outside.

Summer-Safety Basics

  1. Stay Hydrated – Drink Plenty of Water

One of the easiest ways to prevent heat-related illnesses and keep the body functioning properly is to drink enough water. Precisely how much is needed varies from one person to the next, but all employees working in the heat should always have access to cool, clean water.

Drinking small amounts frequently is often the best approach, allowing them to replenish any water they may be losing quickly and helping them avoid a state of dehydration.

  1. Take Frequent Breaks

To combat rising temperatures, workers need to take breaks at regular intervals, particularly during the hottest portion of the day. While many employees may be tempted to work through their breaks, this can be detrimental to their health when increased temperatures and humidity are involved.

An appropriate work-rest schedule should be utilized with access to break areas with shade and increased ventilation.  Encourage employees to drink water during break periods.

  1. Wear Sunscreen and Appropriate Clothing

Being out in the sun means sunburns are possible. Serious sunburns can be dangerous, so all staff members should wear sunscreen and loose comfortable clothing that covers the skin when working outdoors.

Make sunscreen with a minimum of SPF 50 available to employees working outside for extended periods of time.  Encourage employees to reapply sunscreen during break periods.

If high visibility clothing is required in the work area, make sure to select garments made from light breathable fabric. Consider the use of enhanced cooling garments that utilize water, ice, or other design features to enhance body cooling.

  1. Be Vigilant

At times, it can be difficult to recognize signs of dangerous heat exposure in yourself, so encourage your staff to look out for one another and to speak up if someone appears to be suffering in the conditions. Teach employees about the symptoms of heat exhaustion and other heat-related conditions and make sure they are willing to say something if they see a coworker in a potentially dangerous situation.

For more information of heat-related illnesses, visit the Risk Management Resource Center at www.beaconais.com or contact RC@beaconais.com with specific questions.

For more information, check out these great references in our Beacon Library:

Flight Line Heat Illness Prevention

Heat Illness Checklist 

Basics of Heat Stress

Kate Bustin

Senior Aviation Underwriter

Kate is a George Mason University graduate and she is a proud member of the softball team and active alumni. She has been in the insurance world since 2013.

Kate was located in Midwest for most of her career working for both large and small regional P&C carriers. She has a strong WC background in the construction space.

Now located in Ocala, FL area, she is a proud mom to three fur babies. Kate enjoys traveling, dog parks on the weekends, and Yankees baseball games.

Sharon Meeds
Internal Premium Auditor

Sharon Meeds has been a Senior Premium Auditor for 18 years.

She has a lengthy background in Accounting and operated her own small business accounting service as well.

Sharon enjoys several hobbies including –  gardening, sewing, quilting, cooking, reading and most of all, spending time with her grandchildren.

Sharon looks forward to meeting and working with all our Partner Aviation Brokers and Insureds.

Steve Diserio
Senior Aviation Underwriter

Steve DiSerio is a seasoned Aviation Underwriter with over a decade of experience in the industry. Steve has been responsible for underwriting aviation exposures for hull and liability coverage, including light aircraft, rotor wing, and small to medium-sized jets. He also handled aviation commercial general liability, including flight schools, flying clubs, Fixed Base Operators and airports.  

In addition to his extensive Insurance Underwriting experience, Steve worked as an FBO Manager and as a Commercial Lines Policy Analyst. He holds a B.A. in Communications from Marist College, with a minor in Fine Art/Photography.

Steve has a commercial pilot’s license and an instrument rating from the FAA. Steve currently serves on the Airport Advisory Board at the Leadville Lake County Airport in Colorado. Deeply invested in the world of aviation, Steve is an active member of the local aviation community. 

 Steve resides in Colorado with his wife and two dogs. Steve is an accomplished outdoors enthusiast, with a passion for skiing, biking, and all things active. With extensive experience exploring the natural world, he brings a deep appreciation for the value of physical activity and the great outdoors to his work. 

Cindy Hoskins
Senior Underwriter
General Aviation

Cindy Hoskins has been in the Aviation Insurance industry for 47 years. 

She spent the last 40 years of her career with an aviation underwriting company start up in 1983 and managed the Dallas Light Aircraft Division.  She held the title of Vice-president when she retired January 2023.  After 18 months of retirement, Cindy made the choice to return to aviation insurance as an Underwriter for Beacon on part time basis.

Cindy enjoys volunteer work for a non-profit organization for adults with disabilities.  She is on the board for the organization and recently helped raise over $25,000 for the non-profit organization.    

Cindy was born in Grapevine, Texas and has stayed local to Grapevine her entire life.  Her daughter is a 3rd generation graduate of Grapevine High School.

She enjoys cooking and attending various outings with her daughter who is a member of the non-profit organization.

She also enjoys travel! 

Aviation General Liability

Beacon Aviation offers this coverage to protect you and your business if a third party is injured on your property or by your actions.

These policies are necessary because most commercial general liability policies will not cover aviation-related exposures.

Hull & Liability

Beacon Aviation offers this insurance to protect firms that use planes and other aircraft for business purposes. Aircraft aren’t covered under standard liability policies.

Aircraft Hull covers physical damage to an aircraft. 

Aircraft liability includes coverage for Bodily Injury/death to passengers, other than passengers and third party property damage.