Submission Requirements

Beacon provides coverage for Workers’ Compensation, Hull and Liability, General Liability and Risk Management Services to a full range of general aviation businesses: Fixed Base Operators (FBOs), Maintenance Repair and Overhaul operations (MROs), Municipal Airports, Airline Services, Aviation Manufacturers and Suppliers, Charter Operators, Flight Schools, Ag Aerial Applicators and Corporate/Industrial Aid.

We pride ourselves on being responsive to each client’s individual needs. That personal touch, combined with our extensive industry expertise, is why so many agents, brokers and policyholders choose to work with Beacon.

WC Submission Documents for Brokers (Agents)

                  Ineligible classes:  aerial firefighting, search & rescue, medical transport, sky diving and stunt flying

Hull & Liability Submission Documents for Brokers (Agents)

Ineligible classes:  aerial firefighting, aerial applicators, search & rescue, medical transport, sky diving and stunt flying

Commercial General Liability Submission Documents for Brokers (Agents)

Find a Beacon Broker

If you are looking for a Broker or Agent appointed with Beacon Aviation, please contact our
Business Development Director, Jamie Stern for a referral.

Sharon Meeds
Internal Premium Auditor

Sharon Meeds has been a Senior Premium Auditor for 18 years.

She has a lengthy background in Accounting and operated her own small business accounting service as well.

Sharon enjoys several hobbies including –  gardening, sewing, quilting, cooking, reading and most of all, spending time with her grandchildren.

Sharon looks forward to meeting and working with all our Partner Aviation Brokers and Insureds.

Steve Diserio
Senior Aviation Underwriter

Steve DiSerio is a seasoned Aviation Underwriter with over a decade of experience in the industry. Steve has been responsible for underwriting aviation exposures for hull and liability coverage, including light aircraft, rotor wing, and small to medium-sized jets. He also handled aviation commercial general liability, including flight schools, flying clubs, Fixed Base Operators and airports.  

In addition to his extensive Insurance Underwriting experience, Steve worked as an FBO Manager and as a Commercial Lines Policy Analyst. He holds a B.A. in Communications from Marist College, with a minor in Fine Art/Photography.

Steve has a commercial pilot’s license and an instrument rating from the FAA. Steve currently serves on the Airport Advisory Board at the Leadville Lake County Airport in Colorado. Deeply invested in the world of aviation, Steve is an active member of the local aviation community. 

 Steve resides in Colorado with his wife and two dogs. Steve is an accomplished outdoors enthusiast, with a passion for skiing, biking, and all things active. With extensive experience exploring the natural world, he brings a deep appreciation for the value of physical activity and the great outdoors to his work. 

Nick Umali
Aviation Underwriter

Nick Umali started his Aviation career when he chose to attend West Michigan Aviation Academy. He was part of the first graduating class and went on to obtain his bachelor’s degree in Aviation Management at Walla Walla University. During his time in college, Nick became a Certified Flight Instructor with Multi-Engine Commercial and Instrument Ratings. He began flight instructing with the FLT Academy.  

Nick incorporated his love of flight with becoming an Aviation Underwriter before joining Beacon Aviation Insurance.  

Nick is an avid aviation enthusiast and enjoys all types of flying, including gliders and seaplanes. In his own words, “If I’m not in the air, I’m usually outdoors exploring the vast wilderness in my overlanding Tacoma”. 

Aviation General Liability

Beacon Aviation offers this coverage to protect you and your business if a third party is injured on your property or by your actions.

These policies are necessary because most commercial general liability policies will not cover aviation-related exposures.

Hull & Liability

Beacon Aviation offers this insurance to protect firms that use planes and other aircraft for business purposes. Aircraft aren’t covered under standard liability policies.

Aircraft Hull covers physical damage to an aircraft. 

Aircraft liability includes coverage for Bodily Injury/death to passengers, other than passengers and third party property damage.