An Airport’s primary feature is at least one aerially accessible, operationally active surface that can serve as a runway and landing area for aircraft takeoffs and landings. Most airports also have adjacent facilities for utilities, storage and maintenance, including control towers, hangars and terminals. Larger airports may include fixed-base operator (FBO) services, airport aprons, air traffic control (ATC) centers, emergency services, and passenger accommodations such as restaurants and lounges.
Charter Operators contract an entire aircraft as opposed to purchasing tickets for individual seats through a traditional commercial airline. Air charter companies focus on individual private aircraft and itineraries, urgent or time-sensitive cargo, and other forms of ad hoc air transportation. Some air charter operators offer an extensive selection of aircraft for all manner of business services, while others may specialize in a particular category of aircraft or service. Charter jet categories include turbo props, light jets, mid-size jets, super mid-size jets, heavy jets, and airliners.
BizJet is your solution for non-aviation companies that own or operate a business aircraft with a professional flight crew. We understand how businesses leverage the utility of a business aircraft to help expand their reach, strengthen business relationships, and “get things done”. BizJet simplifies the employer’s Workers’ Compensation program by eliminating the need to separate the exposures and placement of the non-aviation and aviation operations.
Whether for Pleasure or in furtherance of a Business, General Aviation Aircraft are often the most valued possession or essential asset to Individuals or Business Entities. They require protection for both Physical damage to the aircraft and the liabilities associated with operating them.
We have you Covered.
We offer an online portal for P&B aircraft quotes and now have expanded to include a Unique Coverage Solution for New Aircraft Owners and Transitioning Pilots
Click here to learn more about BNT612
Airline Services support airlines’ ground operations, providing aircraft cleaners (interior/exterior), building/terminal janitors, wheelchair/transportation, skycaps/baggage handlers, ticket sellers and customer service representatives, security officers, and drivers. Most airline services employees undergo airport security background checks and airport training.
Flight schools (both Part 61 and Part 141) offer flight training, via FAA-certified flight instructors and aircraft rental, as a course of study for students who are learning to pilot an aircraft. Primary and intermediate flight training develops and hones basic airmanship skills in prospective pilots.
Universities may also offer classroom-based flight studies, in addition to in-aircraft training.
Fixed-Base Operators (FBOs) are independent commercial businesses granted operations rights by an airport to provide on-site aeronautical services such as fueling, hangaring, tie-down and parking, aircraft rental, aircraft maintenance, and flight instruction. They may also offer air charter, scheduled or nonscheduled air carrier services, aircraft sales and sale of aircraft parts.
In addition, FBOs often provide a range of auxiliary services to pilots, flight crew and passengers, such as restroom facilities, communication access (telephone, Internet, fax), and waiting areas. Larger FBOs may additionally offer restaurant service, ground transportation arrangements, flight planning and weather information, rest lounges and showers, and aviation supplies.
Maintenance, Repair and Overhaul (MROs) operations perform scheduled and preventative maintenance, repairs, and restoration of an aircraft’s mechanical, plumbing, and electrical devices. Upholstery, cabinetry, and paint may also fall under an MRO’s scope. MROs may or may not be FAA 145 certified, but most MRO employees are trained and licensed A&P mechanics. Some MRO companies also offer sales, appraisals, and aircraft management.
Corporate / Industrial Aid companies own or operate one or more aircraft that are used for non-commercial purposes in the furtherance of their business. These businesses typically have an in-house flight department and are responsible for hiring flight and other support crew. Alternatively, the business may outsource the management of their aircraft and flight crew to a 3rd party aircraft management company.
Aviation Manufacturers design, develop, test, service, produce and distribute aircraft, aircraft parts, missiles, rockets, or spacecraft. Aviation manufacturers may be located on or off airport premises. Aviation Suppliers distribute parts, aircraft, or supplies for the aviation industry.
*Note that these classes are not in our H&L/CGL appetite
Kate Bustin
Senior Aviation Underwriter
Kate was located in Midwest for most of her career working for both large and small regional P&C carriers. She has a strong WC background in the construction space.
Now located in Ocala, FL area, she is a proud mom to three fur babies. Kate enjoys traveling, dog parks on the weekends, and Yankees baseball games.
Sharon Meeds has been a Senior Premium Auditor for 18 years.
She has a lengthy background in Accounting and operated her own small business accounting service as well.
Sharon enjoys several hobbies including – gardening, sewing, quilting, cooking, reading and most of all, spending time with her grandchildren.
Sharon looks forward to meeting and working with all our Partner Aviation Brokers and Insureds.
Steve DiSerio is a seasoned Aviation Underwriter with over a decade of experience in the industry. Steve has been responsible for underwriting aviation exposures for hull and liability coverage, including light aircraft, rotor wing, and small to medium-sized jets. He also handled aviation commercial general liability, including flight schools, flying clubs, Fixed Base Operators and airports.
In addition to his extensive Insurance Underwriting experience, Steve worked as an FBO Manager and as a Commercial Lines Policy Analyst. He holds a B.A. in Communications from Marist College, with a minor in Fine Art/Photography.
Steve has a commercial pilot’s license and an instrument rating from the FAA. Steve currently serves on the Airport Advisory Board at the Leadville Lake County Airport in Colorado. Deeply invested in the world of aviation, Steve is an active member of the local aviation community.
Steve resides in Colorado with his wife and two dogs. Steve is an accomplished outdoors enthusiast, with a passion for skiing, biking, and all things active. With extensive experience exploring the natural world, he brings a deep appreciation for the value of physical activity and the great outdoors to his work.
Cindy Hoskins has been in the Aviation Insurance industry for 47 years.
She spent the last 40 years of her career with an aviation underwriting company start up in 1983 and managed the Dallas Light Aircraft Division. She held the title of Vice-president when she retired January 2023. After 18 months of retirement, Cindy made the choice to return to aviation insurance as an Underwriter for Beacon on part time basis.
Cindy enjoys volunteer work for a non-profit organization for adults with disabilities. She is on the board for the organization and recently helped raise over $25,000 for the non-profit organization.
Cindy was born in Grapevine, Texas and has stayed local to Grapevine her entire life. Her daughter is a 3rd generation graduate of Grapevine High School.
She enjoys cooking and attending various outings with her daughter who is a member of the non-profit organization.
She also enjoys travel!
Beacon Aviation offers this coverage to protect you and your business if a third party is injured on your property or by your actions.
These policies are necessary because most commercial general liability policies will not cover aviation-related exposures.
Beacon Aviation offers this insurance to protect firms that use planes and other aircraft for business purposes. Aircraft aren’t covered under standard liability policies.
Aircraft Hull covers physical damage to an aircraft.
Aircraft liability includes coverage for Bodily Injury/death to passengers, other than passengers and third party property damage.
